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Get cheaper car insurance
The average cost of car insurance in October 2018 was £515 – a 10.8% drop!*. Whilst any drop in car insurance prices will be welcomed by motorists, these savings are unlikely to be passed on automatically. The best way to get a cheaper car insurance quote is to shop around and compare car insurance.



Here are our top tips on how to get cheaper car insurance

 Car registration number illustration

Don’t auto-renew
Over a third of motorists still allow their

policy to be automatically renewed and
they could be losing out by not
shopping around.

 Car registration number illustration

Compare quotes
Market research company, Consumer Intelligence, found that 51% of customers who search for car insurance through us could save up to £276 on their annual premium**.

 Car registration number illustration

Increase your excess


Insurers are likely to reduce the cost of
cover if you increase your excess. Just
make sure your excess is affordable. Read our voluntary excess guide.

*October 2018 compared to October 2017, according to MoneySuperMarket data.


**51% of consumers could save up to £276.82 Consumer Intelligence, August 2018

Well-known car insurance brands we work with
We compare over 120 car insurance brands to bring you the best deals











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Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer the best value, with savings delivered straight to you.

We combine independence, so we can negotiate the best prices, with excellent technology, to find the best value products and services for you.

That makes us, in our customers' opinions, the best price comparison website.

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Richmond, Leeds
19 December 2018
4.5/5


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When running a quote, there are three main types of car insurance - third party, third party fire and theft and fully comprehensive.

Policy

Average Cost*

Third Party Only

£1,212

TPF&T

£818

Fully Comp

£514

*MoneySuperMarket data showing the average quoted premiums for each policy, between January and July 2018.

Third party: The lowest level of cover, it will insure any damage to another person’s car or injury to them. However, you and your car are not covered if you should need to repair or replace your car.

Third party, fire & theft: This will cover the same as third party only, with the added protection that if your car is damaged or destroyed in a fire, or stolen, then you are covered.

Fully comprehensive: This is complete cover for you, your car and other drivers. It includes everything covered in third party and third party fire and theft, but also covers you for accidental or vandalism damage, any repairs, and loss of any gadgets in the car.

There are also other types of specialist insurance, including classic car insurance, short term cover, black box insurance, learner driver







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